Tennessee Assisted Living

Tennessee is considered among the best places to live in the south for a variety of reasons, with perhaps none being as important as its affordability. The cost of living is cheaper here, including many forms of elderly care housing like assisted living.

Tennessee ranks within the Top 10 for most affordable in the nation, just missing the cut for the Top 5. It is comparable in assisted living costs to many other parts of the south, including the equally desirable southern states of South Carolina and Alabama.

Another benefit for seniors living in the state is there is no additional tax for prescription medication. It is a nice incentive as prescription costs are rarely cheap, and saving every single dollar to contribute to something else, like assisted living room and board, is a great alternative.

Tennessee has a population of 6+ million people. For a comparison with other states in the south, Tennessee has more people than Kentucky yet fewer than Georgia.

The state of Tennessee has definitions for three primary types of assisted living. These include Adult Foster Care units, Residential Homes for the Aged, and Assisted Living Facilities.

Assisted care living facilities in Tennessee often provide a higher level of care compared to residential homes for the aged. Both types of assisted living have specific requirements for dementia care.

Tennessee Assisted Living - Monthly Costs

As previously mentioned, Tennessee ranks very well for senior living costs compared to the rest of the nation. Along with the rest of the south, which easily is the most affordable region in the United States for assisted living, Tennessee has elderly care facility costs that can compete with anyone.

The median average cost of assisted living in Tennessee is $3,400 per month, which is approximately $300-$500 cheaper than the national average per month. It’s a huge difference with $3,600+ per year in savings.

For those new to the territory and seeking affordable senior housing, it is advised to consider the cities of Newport, Ripley, Rogersville, Dayton, and McMinnville. The costliest assisted living homes are found in Brentwood, Germantown, Franklin, Mount Juliet and Collierville.

The counties of Cocke, Lauderdale, Rhea and Warren have some of the least expensive average monthly costs for assisted living, while Williamson County and Wilson County cost the highest.

For those that need help covering the costs of assisted living, even in a relatively affordable state like Tennessee, they should consider the TennCare CHOICES in Long-Term Care program. The financial assistance is helpful for personal care services received through assisted living, yet cannot help with the actual charges related to room and board.

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